5-YEAR GUARANTEED RATE WITH AN OPTION FOR IMMEDIATE MONTHLY INTEREST. NO FRONT END LOADS, POLICY FEES OR MARKET VALUE ADJUSTMENTS, EVER.
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GUARANTEED PAYMENTS FOR A LIFETIME, NEVER FLUCTUATING WITH MARKET CONDITIONS. KNOW WHAT YOU’LL GET, AND WHEN YOU’LL GET IT, PERIOD.
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HIGH RATE OF RETURN, ACCESS TO ACCUMULATION VALUE, FOR ANY REASON, IN ANY AMOUNT. ALWAYS IN YOUR BEST INTEREST.
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RECENT FINANCIALS
2012 profile and financial summary
FROM THE PRESIDENT
The first stage of a multi-year capitalization and growth initiative has successfully been completed.read more →
PRODUCT FAQs
Answers from the experts
Why is a tax-deferred policy smart?
Unlike a CD, your principal earns interest, your interest earns interest and the money you would have paid in tax earns interest.When do monthly interest payments start?
You may begin receiving monthly payments after just 30 days.read more →
Who benefits from a SPIA?
Someone who is looking for an attractive return on their money that he or she will not outlive and does not want to worry about how to invest the money. Benefits also include the tax deferral derived from receiving income in installments instead of in one large lump sum.read more →